We have Scratch Pay
Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen.
As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets’ health care and standard of living than previously, the market for pet insurance has increased.
Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.
Some of the differences in insurance coverage are:
- Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;
- How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);
- Whether the deductible is on a per-incident or an annual basis;
- Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and
- Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.
Payment is expected at the time services are rendered. We accept several forms of payment including cash, checks, and most major credit and debit cards. These include Visa, Mastercard, Discover, and American Express.
More owners are discovering the benefits of getting pet insurance. It helps them pay for any unexpected veterinary bills that may occur. Some plans even cover basic preventative care, so be sure to look into several companies and their plans before settling on one that would best suit you and your pets. If you have any questions, we can offer you some guidance to point you in the right direction.
We also accept CareCredit. This is a credit card that can be used at many veterinary clinics to help stretch your bill out over several months. Many dental offices also accept CareCredit. CareCredit has several different payment options, allowing owners to give their pets the veterinary care they deserve.